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Hi there, I’m Ashley.
I used to use credit cards WAY too often. Like... literally everyday. I even put myself in debt just to help others and go into debt just to have fun.
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Even though I always kept a budget, there came a time when I maxed out my credit card limits with those sexy 0% interest offers. The day came when I was hit HARD, the 0% expired and interest started kicking in. Talk about a slap in the face...
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Once I realized my relationship with credit cards was toxic, I decided it was time to BREAK UP with them.
Since my break up with credit cards, I've managed to
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payoff $35k+ of credit card debt
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pay off $15k+ in medical bills
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buy a house with an 800+ credit score
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pay $3k cash for a family van
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I did this on the same income AND supported the family after my husband quit his stressful job - no extra debt during this time.
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I got myself out of that situation and I've never looked back. I haven't touched a card since 2018.
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I'm determined to help you get out of debt, too!