2nd step - Save $1k for an Emergency Fund

2nd step of "9 steps to get out of debt, Ashley-style"

Once you've completed the 1st step and rid your budget of paying high-interest rate fees to credit card companies, you probably freed up a lot of money per month

Save it

Save the $ you were paying in interest and set it aside for a rainy day

In an account not tied to your everyday spending checking account

In an account not easily accessible

In an account where you have to wait a couple of business days for the funds to become available

You are paying $300+ per month in interest fees

Once you stop that shenanigans, it will only take a few months to save $1,000 for an emergency fund